@Jacob TroganMy philosophy is similar to don.For example in mortgage notes people are paying stupid $ for loans in texas and florida.

I love the episodes with Andrew Cushman and his philosophy of looking for reasons to say no to a deal, but I also don't want to leave any stone unturned.

I think that "never touching debt," mental philosophy was a strategy to grow equity in properties but times are different right now given the inflation and money you can recooperate back today through lower payments (a recast, IE the topic for this thread) or tax advantages through a huge cost segregation/bonus depreciation is much more valuable than money tomorrow.

Terry,My philosophy is to take rent increase when you can, but to balance it with the following items.- Year over year expense increase: insurance, tax, and maintenance.- Cost of a turn in case the tenant decides to leave and when the breakeven will be.- Your next acquisition, keep in mind the ratios bank like to see.

My operating philosophy is the hotter the market, the higher the market risk.

. :) The home is consistent with my investment philosophies and other homes that I’d want to buy and hold.

Make sure your team is aligned because you're always going to second guess if they have different philosophies.

My philosophy as a landlord is that the property is effectively the tenants' property while they are paying me to use it.

I just looked at your company's website and was very excited to see what you do and to learn about your company's philosophy.

That doesn't mean we always have to agree with each other's business philosophies.