standard process. 3/4" plywood 1/4" cement backer board, acrylic modified thin set and the key to a good result is the little plastic hooks and wedges that ensure all the edges are flush.

Apparently there was a crack in the cement on the porch steps and the water got in and froze, then the steps fell off.

BUT my top Landlord nightmares were ALSO Sec8 tenants, like the cement down the drains guy (yes, actually happened), and guess what, all of those were our fault as we screwed up in tenant screening, I had a leasing agent actually marketing for tenants at a shelter and just blindly taking anyone with a voucher and pulse, no surprise it ended badly. 

I look at things very differently at 43 then I did in my 20's and 30's for age.As you get older you start seeing more and more people that you knew pass away and it cements in your mind to really think and decide what you are going to do in every moment of your life.   

As far as exercise, last night I was moving 8 bags of sand and one bag of Portland cement 80 lbs each into a basement at a project where my company was parging, waterproofing and painting a finished basement here in Philadelphia.

Until the lender has really underwritten the borrower and the deal the rate will not be cemented in place.I am not  a lender but I am an investor on the commercial real estate side and a principal broker.I commit my time and energy to people that are dedicated to me and want the relationship.

I find myself thinking of many members as old friends. there something about seeing the same image year after year that cements relationships even Bill Gulley has kept the same image but for some reason he refuses to post a picture of his face.

A fellow agent here in NJ told me a story about how her client had a awful tenant and didn’t want to leave when he was evicted so when he was finally forced to leave he flushed bags of cement down every drain in the house!

Like, "I'm looking for a SFR or multi-family building with at least 4 bedrooms in zip code 12345 within 1.5 miles of the college campus, with simple roof lines, so if it needs a new roof, it won't be super expensive, preferably a rambler and not a multi-story, with a detached unit that could be converted to an ADU at some point, with off-street parking, preferably with gravel and not cement in bad condition that will need to be repaired."

Use Hardiebacker or Durock cement board.