And, no issue should arise if closed and managed correctly. 

The HELOC would be a variable interest rate, correct?

It's ugly and it was all a very expensive lesson on how to vet GCs and how to develop relationships with the correct ones. 

As the the lines get blurred on who is interpreting the definition of these terms correctly, the desire from the owner to update a property that from the naked eye needs work should be absolutely heard.

Shingle manufacturers change their colors every 5-8yrs, so you should be able to find the same matching shingle and blend it into the existing. 

You are totally correct Bill.

Please correct me if I'm wrong.

The kitchen cabinets were three different colors, so I knew unifying them would help visually.

Yes thats correct

To price is correctly you need to know your competition and micro and macro market trends.