By the time you get the invoice, sort out if it is recurring or not and give notice to the tenant, there is quite a lag.

I currently have set-up a recurring subscription with my real estate agent.

A general rule of thumb you can use is: Repairs + Maintenance Expenses include all the costs that tend to be recurring and keep the property in the same condition.

Banks need to give loans and commercial loans are held in house typically so that is their main recurring revenue source.

Sounds like anxiety complaining  issues nothing to do with real estate.Follow the path of your story you didn't want to do it in first place and then just made the best of a bad situation and kept trying to fit ...in( the more you fail the more successful)This Game is Not for You.

So I dont know why this is causing so much anxiety.  

If you claimed large one time repair expenses for your rehab, make sure to tell the lender that those expense items are one time costs and will not be recurring expenses, otherwise it will count against your potential cash flow when your DTI is calculated.

What i learned by personally speaking 1 hour with the billionaires Howard Marks and Alexandre Soares dos SantosAfter 2 years living of the proceedings of the sale of my previous company, about 200 books, personal encoubters and almost 30 direct interviews you come to the conclusion that you need to:1/find what people want and figure out a way to provide them that2/connect that with your interests so you can follow it with everything you got3/embrace your strengths and weaknesses and figure out a way to protect yourself where you are unreliable4/estimate the % of succeeding and the % of failing so you won't get burried.5/develop a plan6/assign the stuff to people like you that can get you what you need, treat them with respect and show them you are grateful for their work7/look for a steady recurring source of revenue8/sustainable steps.

I’ve used EZ Texting to send scheduled, recurring texts.

.: you need to find out all monthly/recurring expenses and substract them from your total income to have your NOI.