After you build your nest egg from land investments, you can explore other real estate opportunities like housing.

Hey Jeff, places like Lakewood, Old Brooklyn, Brooklyn Centre, Edgewater, Jefferson and West Boulevard are some places that are good to explore in Cleveland.

@Jessica PerkinsTo make real estate a significant part of your retirement plan, leverage your experience in managing mid-term and short-term rentals, ensure your rental income is well-documented, research local market trends, and explore financing options.

Currently exploring Los Angeles

That said I know there is a lot I do not know, and I am wonder if I am leaving some value on the table not exploring other avenues for growth.

In alignment with Jason's suggestion, it is advisable to explore various financing options for your property acquisition, potentially enabling higher leverage.Regarding the advice from your Realtor advocating for more expensive multifamily properties due to reduced competition, it is crucial to critically assess whether this aligns with your investment objectives.

Hello Patricia, it sounds like you’re facing a challenging situation, and you’re exploring creative solutions to keep the property without incurring unsustainable expenses.

Still based in Cali - looking to explore out-of-state opps as well.

Househack some properties, JV on some commercial and build up that knowledge before exploring OPM. 

You are going to have a lot of trouble finding financing options with a 2nd lien and to 100% make up a purchase price (i.e. 100% debt financed with no equity or down payment "skin in the game") as part of your payment.I'd recommend looking in the "Creative Financing" subforum if you want to explore potential ways of doing this but frankly it is really difficult to find a genuine "shortcut" that wont end badly for not investing any of your money at all.BRRRR Method remains IMO the best for this but you still have to put some of your own capital to use during the process