I would like to put it on air BnB full time 365 days a year to take advantage of the higher rent price.

And how is california not higher with the increasing number of forest fires?

I would caution against a playroom as just like a pool or outdoor playground that brings a higher risk liability with it. 

I am in KC last few days gas is 2.75 a gallon.. gas is still 4.50 a gallon in OR WA CA if not higher in some spots..  

Doesn't look to me like anyone in my area is getting a higher rent or reviews because they have quartz over formica.

This property will require about 45% down to hit the 1.25 DSCR that is the median requirement for a commercial real estate loan.If you want to be at that price point with that much for the downstroke, you need to be looking at higher risk properties with a higher cap rate.

Hey Ian, there is an investor who can get the job done, the rates a bit higher though. 

If you have properties in low crime areas with higher incomes, Section 8 becomes a way more risky alternative for you.

One fun fact to consider is that your first use of the VA loan does not come with the lending cap so if you did want to try and get a 4 unit on that first purchase you may be able to shoot a bit higher if you can qualify for the loan, which in VB may be your only avenue to multifamily without going toward the Norfolk area.

I personally invest in Columbus for its growth and appreciation potential, but the prices are generally higher than in other markets like Cleveland and Dayton, which are worth exploring if you're focused on cash flow, typically ranging from 10% to 18%.