And what type of loan product have you found to be the best for the above scenarios? 

Communism is where the government *owns* the means of production, not controls it, that is mercantalism like Trump's proposed tariffs.

It just isn't as useful if people can't promote.But, I think that all that can be said on the issue, has been said, and from here on it just gets non-productive. ;-)  BP has changed, Mike Hern is happy doing his thing and BP carries on.

I once went to a meetup, cost $10, the gentleman that spoke was a product of gurus and did well for himself.

FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHughes Federal Credit UnionHuntington MI 75% LTV 5 yr IO product available.

Unfortunately we bought it at an auction and cannot rent it out so we fixed it up and are selling it, but with this slow market thought of taking out a refi in order to move onto my next project.

@Marquez Davis You can expect a lot lower leverage with land purchase, but as @Sasha Mohammed said, there are products for ground up construction that roll the costs (horizontal and vertical) into the overall construction budget.

Unfortunately, 2024 started off slow, and we only closed a 4 unit in April. 

However, when picking a market it is important to choose one that isn't totally dead in the slow months.

There is a strong demand for rentals in these neighborhoods as long as you have a quality product, a good leasing agent, and price your rentals correctly.