For me, I was too comfortable in my job, making decent money, good working hours and being in the medical field that has high demand i felt good.

You can withdrawal it tax free too by using it for approved medical expenses.

To me, there's a big difference between someone who has a "low" credit score because they have 10 credit card accounts past-due or in collections, and someone who has a "low" credit score because they have a medical account in collections and a $3,500 monthly mortgage that's over 90 days past due and is about to go into foreclosure (hence the reason they're looking for a place to rent). 

As for credit, it was excellent a year ago when I bought my personal home 740+, but I'd be willing to guess it's probably dropped to around 700ish due to increased credit utilization as a result of not working for medical reasons.

Not sure how I would pay for a medical/car/house emergency immediately with gold or silver. 

I was told by a woman earlier that buying a property and renting it out to medical or grad students would be great because they would be required to keep up on rent in order to get and keep residency.

@Carolyn Hodo both of my parents combined have a really good income, but my mom doesn’t have credit and my dad had some medical expenses that ruined his great credit score.

Many sectors of the city are up-and-coming and there are tons of colleges/universities, major medical hospitals, some professional sports, and factories around. 

My biggest cost would likely be medical insurance, food being the second, quarterly tax payments, normal bills for the home.Is anyone here living off their rental properties?

My day job is at the anschutz medical campus so ideally, the location wouldn't require me to commute longer than 40min each direction.Thank you!