I do construction management for investors and I usually find them good contractors at good prices. 

I've been in manufactured housing for near 30 years now. 

@Paul WhitneyI'm a former SLO resident now up in the Tahoe Reno area.

Jeremy Hicks at Guild Mortgage in Central Oregon Hi @Christina Tsutsui-Tharp!

Where are you looking to buy in those states?

It goes to your preference, of course, but whichever can produce the greatest ROI should be considered.There are many markets in Michigan, for example, where it is cheaper to buy an existing house and fix it up than it is to build new.That may not be the case where you are at or through the construction suppliers and contractors you may have access to.To Your Success!

The higher the return you can generate on that $170K, the more sense it makes to refinance—even at a higher interest rate.

It is aweome living in Idaho, and sounds like you have had a lot of great memories and experiences here.

I will not explain here but I can email the details, if you would like to know.

Quote from @Devin James: We're actively looking at new building plans for future buildsHere some things we're considering while balancing design, cost, and functionality.1) Cost to build – Simple rooflines, efficient use of space, and minimal wasted square footage.2) Functionality – Does the layout actually make sense for how people live?