I focus on finding deals that meet specific criteria, and I always keep my underwriting conservative to make sure the numbers work even on a worst case scenario.Right now, my big goal is to land my first property, ideally 20+ units in Florida, and build a strong portfolio from there.

My gut is to make it a weeknight evening.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

so, good inventory gets snapped up by locals before OOS investors even get a look at it.

Durham is even looser.

Hi John,Welcome to the world of real estate investing—it sounds like you’ve got an amazing foundation to build on, even if you’re just starting out.

I learned a ton of valuable info from my first rental and it gave me even more confidence to turn things up. 

And that's not even taking into account the regular tenant BS.

Any lender will see the income/loss in this manner even if the debt is not on your credit report.  

What does the question even mean?