It seems the most likely issue is simply having your personal names as the deed holder listed in a complaint although again, based on what you shared about your sound operations your insurance should cover any claims that would arise since you wouldn’t be triggering any coverage exclusions.

Just buy a property in your personal name and learn the game first. 

Wtf.It's a duplex that I have a primary Va loan on in my personal name.

The bank statement itself was real BUT they changed the name of the person on the account to theirs.

If you purchase or put a property under contract under your name, you must tell the seller you are a real estate broker.

When operators mention employer names or area amenities, they should look at where their actually tenants work and pitch that vs just big name companies whose employees might not ever live in the building.They always pitch no capital calls, but will be interesting to see how investors fair after inhouse loans will be paid off to the properties they needed to do that with. 

I provide them with the rent amount and they write a check in their name. 

Would you be comfortable seeing your name in the newspaper headlines claiming you were cheating homeowners out of tens of thousands of dollars? 

I currently have these homes in my personal name, but have been debating whether or not to create an LLC for these rentals.I am in no rush to do this, and I have heard the argument both ways on leaving them in my personal name vs forming an entity, so I am looking for any advice the community may have.

This includes the seller maintaining property insurance in their name with the buyer added as additional interest and mortgage payments being made from an account in which the seller appears as bank account holder.