Besides going door to door, I would search city court records online for divorces, judgements, bankruptcies, evictions.

Another had a $2,500 CC judgement & we paid them a $250 'processing fee' to remove the lien from the title & we sold it immediately. 

- Self-showing applicant loves the property but is worried about noise, opens the second story window to hear how quite it is and then forgets to close it, it rains that night, causing water damage.

I mean there are different reasons for filing for bankruptcy so no judgement intended.

It is a judgement call and I would tend to allow refunds because of these unique circumstances. 

You could try to get a judgement against the borrower and attempt to collect any exempt property that person may haveNEVER EVER LEND MONEY ON REAL ESTATE WITH A PROMISSORY NOTE. 

No absolutely not.BUT don't tolerate these folks scare you into NOT doing what they were not brave enough to do.When ever you see someone rain on someone's parade just tell them  off!

@Derek Askew in theory yes, but it will become a judgement call by the judge who presides the case - which really depends on your locale.

His next step would be to get a judgement, but again he is suing your company that hires him (not you).

@Chuck Kramer My man, it all comes down to judgement.