I'm glad for the one piece of nearly universal advice around here: have an attorney review and finalize docs when they're ready, especially on a first deal. 

I'm mailing 20,000 pieces of mail per month.

There must be a piece of the equation that I'm not getting.You mentioned that the owner bought the house for $105,000 - was that the price he paid for the property or is it the amount of the mortgage that you're referring to?

One piece of important information, my fiance attends the community college in Arkansas City and her and I are living in the house.

So the next day I got a Uhaul and with the help of my children cut it into manageable pieces and hauled it to the dump.

If not, I think if you try and piece this together you are going to wind up in a bad spot....

The last piece to complete the look is an awesome contemporary light fixture in the stairwell.

I don't know where one piece of information begins or another ends.

It is more work but small pieces of pie come easier than the big pieces in my opinion.  

It's a bit frustrating, but submit everything piece by piece and it isn't too bad.