In addition to that the tech. industry is FLAT.

Lately I've been doing flat fee commissions on property or very low commissions with very generous agents bonuses at closing.

But, they can, based on some "teaser" rate, and, most likely, flat out lies about their income on their application.

It was a learning experience for her including enviromental impact studies etc. and in the end the deals fell flat after a year of negotiations.

You can offer 10% of any profit earned, or you can pay them a flat fee ($500 - $1000).

Add on the 5-7 years you think its flat, and its 20 years before we see those prices again.

But sounds like you have quite a few properties, so maybe you're getting commercial loans.If this is a flat area, I think I'd try to get them down some more. 20% isn't much of a discount off market value.

Iam going through an arduous process with WAMU myself.My case:I have a Condo (primary residence)1st and 2nd mortgage with WAMUtotal owed: $680KI knew I would get into trouble because my business went flat a 5 months ago and my cash reserves are being extinguished.I downloaded the information from WAMU site and submitted a complete package with an offer from a neighbor that is interested in buying the property if price is OK.I submitted ALL documentation to WAMU with the offer, proof of funds (50% downpayment) and prequalification for buyer through Wells Fargo.Offer $375,000 - prices for 2003 as per tax records.Nothing has been sold recently (18 months frozen market).WAMU sent an appraiser on Sept 02 and by Sept 04 the appraiser confirmed that the report had been submitted to WAMU through the third party company that manages Appraisals requests (REM).I have the name, extension number and e-mail of my negotiator but it has been IMPOSSIBLE to talk with her or to get anything from her.Her last (only) e-mail on the 23rd said that she didn't have the apparisal report (I tried to get to her to try to resolve it, but nothing back).Now she is in vacations until the 14th.I had been on time for my payments until August.I haven't made my payments for September - cash reserve extinguished.When will this default start affecting my credit score?

I expect inventory in my city to grow or stay flat.

In areas that saw huge bubbles, FL, LV, CA, prices skyrocketed, but rents remained relatively flat.