I understand things go wrong, and bad things happen, oh well.

I've been at this since 1988 and have seen them go wonderfully well and horribly wrong.

I'm still in the process of finding an alternative solution but I thought I'd leave this here as a warning for others looking to make a decision.For reference, I'll just post their email response to me here:As we review your inquiry, we would like to remind you of the following key points from our Terms of Use:In no instance shall ShinePay be liable for any of the following:"Lost revenue from service interruptions.Lost revenue stemming from delays, malfunctions of any product.unauthorized gains access to your account or due to shared passwords or if your password is hacked.Destruction to properly, places, or personal injury resulting from the installation, misinstalling, or misuse of any product.Lost revenue from entering the wrong account number for ACH or other bank transfer or money transfers or due to any delay in receiving funds.Damage to your structure, machines or car resulting from use or installation of our products.Any funds collected that are paid to a person that does not own the property.Any harm from defeating the lock and technology that controls the lock to a device.Failure to properly service any product or machine."

I don't think Danbury is a big house hack market, but I could be wrong.

Your LO or broker is explaining it wrong if that's what they said.

I never thought about maybe they are assessing it based on wrong fundamentals such as you said.

Also prevented us from making wrong statements on our part which would have reduced the claim.3.  

U guys let it get this far over 3400.00 its your fault.. even if you did something wrong.. who is going to go to arbitration for such a small amount of money..

Am I wrong? 

Prove me Wrong" thread?"