And, sometimes, you don't get those best case answers, that totally happens too, and words exciting your lips cannot change that, it's the totality of the last decade of one's credit history, one's down payment (purchase) or equity position (refi), all of it, together, viewed holistically through the lens of computer software.If I tell that cold-caller "we might be able to count based on one year," what do you think they are going to do? 

Endeavor to develop a holistic view of the area.It can be overwhelming but one thing that would likely help you is to find a local investor-friendly agent to help you identify target farm areas.

My masters is in holistic health, and I've brought that philosophy into my rentals.

That's because after year 15 you finally start generating enough cash flow to get into the black (positive cash flow territory, and can begin purchasing stocks, which typically yield higher returns than unleveraged real estate, making your returns INCREASE because less of your holistic financial position is in paid off real estate! 

I've also done just single property sites that lived on their own, but WordPress, especially if you're looking to build more of a holistic presence, lets you edit your content and keep it all up to date without have to touch code.For our clients, we do all custom theme work, but there are some great real estate themes out there as well.  

To actually visualize our future together, holistically, what most people call : LIFE STYLE. that will include you, your spouce, your minds, your bodies, your location, your time, the stuff you have, the people around you,the rest of the worldwhat are ALL the relationship between these elements?? 

Some of this will be handled by an attorney and an insurance agent but I want the CPA to have a holistic view and be the first point of contact.Communication - Mid year plus ad hoc questions during the year for one set annual price rather than by the hour (i.e. a business partner).Referrals - Attorney, cost segregation, insurance for asset protectionAggressive/conservative on subjective matters - Fit with your needs and styleSoftware - What does CPA need from me to track during the year and how (quickbooks, etc.)FeesReferencesAnd the rest of the list.  

@Cary Ferguson JrI was less trying to be accurate about the exact definition from Rich Dad of "Good debt and bad debt" and more trying to get others to think more holistically.  

In general, you should take a holistic look at the credit report and not focus on these factors alone.

I am really looking to get a holistic overview of the components that make up the JAX and other north FL markets.If you've got specific deal stories, I'd love to hear them, if you've got data and analytics I'd love to hear that too.Thanks!