I question if they get kick backs or actually hold ownership in this company.

@Jason Wray - I've only spoke with a handful of lenders, so far none have offered 10% down.

. - For the right people (landlord who wants hands-free ownership but achieve higher than normal LTR rate, and arbitrager who has the skills and extra bandwidth, AND has confidence in their own ability), I think this kind of arbitrage model is a win-win.I'll be operating in the Triangle area. 

What I’m Looking For:Loan amounts $50K or less10-year or 30-year mortgage terms (not just short-term fix & flip loans)Ideally 100% financing or very low down paymentA lender that finances buy-and-hold rental propertiesWhat I’ve Found So Far:I’ve come across a few lenders like RCN Capital, EquityMax, and some credit unions, but they either:Have high closing costs ($3K-$5K+ on a $30K loan, which is crazy)Only offer short-term hard money loans (12-24 months)Require large down payments that don’t make sense for small dealsI’m open to hard money lenders, DSCR loans, or any creative financing solutions that could work for these lower-price-point properties.Questions for You All:Do any hard money lenders offer 10-30 year terms on $50K or lower loans?

Just to be clear, I would only charge them for lost rent, from the date they were to move in until the date someone else started paying rent.Now, would that hold up in court?

You need to keep in mind that this should be a long term hold at least to a point when you wanna convert back to CAD that you are not losing on conversionWhen i started in 2012 it was like 1.05-1.07 

I've remodeled dozens of houses and done a handful of ground-up construction and I'll give you some reassurance...

I'm looking for specific feedback of investors who have either renovated or built new in areas that give 10 or 15 year tax abatements and the benefits you saw to the bottom line on at least a 2 year hold but better on a 3-5 year hold.

So more of a hands-on business than a straightforward lease.We haven't put any money down or invested, thus take the above with a grain of salt.

If I'm mentally and emotionally all-in on the incoming administration and think the economy is going to be amazing, best economy with the biggest hands ever, etc etc, then I can do better than gov't bonds, given the emotions I am experiencing.