@Kris Haskins  its just another version of the Nigerian prince scams.. run by those who tend to be foreigners.. you can tell by rusty English and unusual wording in sentences etc.  

Hi allI have been studying and taking time to pick a niche.From all research  made ,I discovered Nigerians are more into 2 niches:  buying of raw land, hold for a while and resell when the value of the property increases in terms of cost.

If so, I am really a Nigerian prince who insists on giving you $25 million dollars.

I have heard the Aussies are the new Nigerians....PS "Just send your routing and account #s so I can deposit this big check you'll hold for me";-)

Immigrants have many reasons for coming to the US, and many reasons are valid, not at all a con, and they somehow need to get started.That being said, I have no particular experience with your situation, but I would do as much research as possible.Secondly, while Nigeria has a certain reputation (and many con-artists move operations now to neighboring countries because of that, by the way), not all are scammers, most Nigerians are honest people.

And don’t get me started on that Tom Edison.I think a lot of people think is like those Nigerian Prince emails.

so basically a nigerian owned bank and a bank that started in 2007. there aren't any large banks that do it. how do all the rich ppl do it?

Wow, I never thought of that scenario.I'm all for outsourcing, but, like you said, your reputation is WAY too important.I was thinking it was probably a Nigerian scammer, or something along those lines..

@Pollo Diaz it would probably just be kinder, and easier, to tell your grandparents to "please kindly send funds to Nigerian Prince and you shall be awarded with worldly riches".

Hello,I am a Nigerian Prince - offering great financing.....