Hi folks,Anyone has prior experience or feedback for RLI Insurance for a personal umbrella insurance on my primary residence?

Your LLC can borrow money, but YOU will need to personally guarantee the loans (like co-signing).

i have a personal umbrella for the rentals that are in my personal name but looking for a commercial company to do my LLCs. 

And personal guarantees?

If you’re planning to BRRR, consider the hit to your personal credit.

My current mortgage is $1480 a month.I also have approximate $50,000 in both car loans and a home improvement loan for my personal residence.

That would make sense if you are also the type of person who doesn't use facebook and never posts on social media sites like this one. 

From what I have researched they seem legitimate but the person I am working with is flakey, takes forever to answer questions so I thought I would see if anyone else had experience with this lender.  

Nickerson, shortly followed by George Brockl, a real estate broker out of Wisconsin, were the first to suggest that investing in real estate, outside of a personal residence, was possible for the average person. whatever the “next new thing” taught by an actor/personality disguised as a real estate investor is, it will follow the “tried and true” formula when it hits Bigger Pockets1.

I personally would never buy a condo unless I owned 75%+ of the units.