Instead, I was racking up credit cards and destroying my credit over a $650 necklace, and a $500 laptop.

*NO* nose rings, earrings (if you are a guy), visible tattoos (wear long sleeves if you have them on your arms), powerful colognes or perfumes, or rings or necklaces that are overboard (forget the ring on each finger, or the 1970's used car salesman necklace) --- save all that stuff for the weekend.That's my 2 cents... ;)

*NO* nose rings, earrings (if you are a guy), visible tattoos (wear long sleeves if you have them on your arms), powerful colognes or perfumes, or rings or necklaces that are overboard (forget the ring on each finger, or the 1970's used car salesman necklace) --- save all that stuff for the weekend.That's my 2 cents... ;)

I have a tenant that has clogged up the bathroom sink drain 3x now with rubber bands, hair, a necklace, a dime, etc.

You need to wear a shirt that is unbuttoned halfway down the front, a big gold necklace, suede shoes, a blonde on the arm, and a nice convertible.

You will be the one to deal with the "my grandma's antique necklace is gone" issue.

She gave one each to her grandkids and wore a $20 gold coin around her neck on a necklace she had made.

Then, what happens when you have other expenses chewing into the $2k/mo in cashflow (roof, floors, car, college fund, necklace for your wife, etc...). 

I'm not going to risk my career and reputation over a $100 necklace."

Then I soldered necklaces in a chain factory, making almost $3/hr.