I’m not very familiar with the HELOC but from what I read I believe it’s a variable rate tied to the Wall Street Journal rate?

It'll be easier to format that now when the list is smaller than later when it is much larger.I use an old school Moleskine journal - it's not bulletproof and certainly not searchable, but the one thing it does do is that it helps me process things and slow down while I'm doing that.One thing I would be remiss not to mention here:  this is a fantastic role that accountability and camaraderie help with. 

In CA we're required to keep records of every single notarization we do in our journal.

Journalism in 2019:  It doesn't have to be true, it just has to be sensational.I'm quite positive that not even the author believes what he wrote, but its sensational and people clicked on it which generated massive amounts of advertisement revenue for the author.  

. , owner of The Wall Street Journal, also operates Realtor.com under license from the National Association of Realtors.Data released Monday from real-estate brokerage Redfin showed the sharpest declines in sales were in the West.

@Bryce Bradshaw Sorry, I know this is a fairly old post, but have you considered using a journal specifically made for goal setting and accountability?

Here's why (and apologies if this is too Excel geeky):If you do your own bookkeeping in something like QB, and can't easily import transactions, then entering them individually is a pain - especially with multiple cards/jobs, and if you want to track your expenditures at a more detailed level like Drywall, HVAC, framing, etc.Dumping the transactions to Excel allows you to pivot the data by data elements like Month, Job, Department, so that you can generate a summarized journal entry which can then be entered into QB once - you just need to keep the detailed data somewhere accessible for backup.Example:If I pivot my home depot detailed data for March 2015 I see that I had expenditures for one job for the following departments: BLDG.

My goal is 50 (multi-family) units in 10 years or less.Thanks to the tip from podcast 167 (Kevin Wood), I'm subscribing to Huntsville business journals, magazines and blogs.Any reachout from people in Huntsville, AL is welcome.

As a newbie, you should ask to become their apprentice, even if you have to pay them or split your deals with them until you have the confidence to do it on your own.This point was drive home to me again this morning when I read an article in the Wall Street Journal and one of the most successful deal makers in the world, Mr Schwartzman, founder of the Blackstone Group LP stated, "entrepreneurship in in finance is an apprenticeship, it takes years to get the skills required" You can substitute the word finance with real estate. 

Using the output of the spreadsheet, I do an annual journal entry, from a journal entry template, where the interest paid, principal pay down, escrow account, expenses from escrow are paid and booked, taken out of the holding account.