Which is illegal, but that's not your problem and you are not going to explicitly ask her to do anything illegal.... just know that she probably will.

When I look at the interest rate pricing on our non-US person products, it's all ARMs at horrible rates.For the latter one, I did not know that about the number 4.

2nd mortgage HELOC ARM secured by your primary residence will have ballpark comparable rates to 30 year fixed, but it's an ARM.2nd mortgage fixed will have rates way higher than a vanilla 30 yr fixed first mortgage, but still below hard money, for most scenarios. 

She went off saying how everyone of us so called "investors" are just a bunch of scam artists looking to twist the arms of property owners in hopes of stealing their property for a ridiculous price and then make money off of it.  

I've read that it doesn't explicitly state that you have to be in residence for one year, but that you have to intend for it to be your primary residence.  

I haven't looked at VA Hybrid aka ARM rates because fixed rates are at 3.5% or LESS!

Go to IREM.org search for ARM certified property managers.

Go to IREM.org search for ARM certified property managers.

I'm on my 6th mortgage and I just want to make sure that there's no way around the 5/25 ARM. 

I've read a lot about how things have to be "kept at arms length" and how I can't benefit now, only in retirement when it comes to SDIRAs.