In my market you will get a lot of questions, because people are not familiar with metal roofs and have the typical  misconceptions you had mentioned: rain noise, rust etcIf it is a flip and your area does not expect a standing seem metal roof my vote is to keep it uniform with the market - you may pook some buyers and even the ones who get it will not pay you a dollar more.

Besides the obvious like no evictions, late payments or defaults, look for evidence the person has good judgement.

@Raine GarrettIt's called professional home loan aka Doctors loan

@Kevin Zolea rental garages can be a good value add, I've had clients rent out garages with success just make sure that the structure is sound and that you can prevent their property from being damaged by rain, rodents etc.

When your steering people because the percentage is not in you favor your denying someone there dream home, that’s not fair let the buyer make that judgement call.

If the owner knew about the problem but did nothing, and can be held liable for the damage, you might get quite a judgement.

So we evicted a tenant and filed for a judgement against the tenant. 1.

I saw a house I bid on auctioned off, paid for and end up on the same county auction 6 weeks later for a smaller mortgage dated 14 years ago within 3 days of the first mort judgement.

Say there is an auto accident and the judgement against you is $750,000.

have enough money put away in reserves, when it rains it will pour, well at least for me