Once the docs are signed you cant just change the terms without both parties agreeing..

Most lenders I work with go off of the Pro Forma income expense on calculating DSCR.The terms can be all over the place. 

Honestly, Tampa checks all the boxes for cash flow, appreciation, and long-term growth, so let me know if you need more specifics or help with a plan!

Real estate wealth is built through long term price appreciation, property becomes (usually) more valuable over time, especially if purchased in areas that have either gone through development or redevelopment.  

Almost all 4 baggers occur through one or more of the following1- Long term hold riding price appreciation.  

Is there more long term appreciation possible if you hold the units longer?

My focus has been taking abandoned properties and renovating to rentals, both short and long term.

Larger properties offer economies of scale and better financing terms, but they also come with more complexities and higher upfront costs.

Tyler,Within my 20 years of experience as a landlord, if I had $150k and good credit, I’d focus on either flips for fast capital or rentals for long-term cash flow—trying both at once can slow you down.

In the near and immediate term, expect dramatic changes to the local Southern California RE market.