At 3% a year (guesstimate) that is $4,800 more the house is worth each year.So the optimal play might be to rent it out for 2 years, make $9,600 in rent, gain $9,600 in market appreciation, then sell it and save the $20,000 in capital gains.  

In the end, good wholesalers know how to play based on supply and demand.

My kids play all sports and baseball is the most humbling.

run the numbers if you snow ball one at a time and see how that plays out once it free and clear if you get there quicker ?

My kids have freedom to play safely in the snow. 

Location plays a big part in it.

I’m considering it more and more but I feel I should stick with the area I’m familiar with and play it safe for my first rental.

You want to develop a plan for how to handle that in advance.In our book, payment history & longevity play a “first factor” in how we respond.  

Despite my attempts to resolve these issues, Justin Banks, the property manager, tried to manipulate me into feeling guilty by playing the single dad card, relating to the tenant.

Usually you just have to play around with the HUD a little bit to have it work out if necessary.