Hey everyone, Nice to meet you all!

I intend to add a closet to the den and make it a 3 bedroom adding value as well as remodel the entire unit.

I lean bearish because it's a consolidated market, not much of any room for any significant appreciating event.

Any city that I'm looking to invest in I always start by looking at population growth.

Looking forward to what others add...

The owner does not want to extend the debt for 30 years.

Assuming you currently rent right now, and you are buying the single SFR as a primary, the 3-unit should just be designated as investment and you should be able to use the rents to offset the payment (up to basically 'zero-ing' it out, on paper). 

Hi Kam 👋 There’s so many ways to make money in real estate and they all have their pros and cons.

Evaluate the situation to see if you could have done anything differently to mitigate the loss and implement changes to your processes, but know that this happens and hoepfully just not too close together. 

Novations open up the MLS and conventional financing, bringing in a larger pool of buyers and reducing competition from other wholesalers.5.