If you have a bank with 100 million total cap then 8 million is likely more than they want to put into a single loan and gives them pause and high risk.On value add deals the key is to get no-pre pay penalty so you can get out of it anytime you want when the value increases.

When I installed it again (took about 5 minutes with the 3m tape strips) I reactivated the monitoring and to my surprise, it had been like hitting the pause button.

I did this once and the people who answered...without pause...told me not only does the applicant not live there, they live across the street and are moving because they were getting kicked out for the grandson's drug dealing.None of this would have shown up on the criminal history of the sweet little grandmother who gave me the application.

I want to put down 20% so i can have lower mortgage payments and increase cash flow as opposed to 5% (let me know if this is a good idea or not).The huge difference in US and Canadian home prices and all this talk of the real estate "bubble" in Canada makes me pause though.I wonder if it is the large metro areas like Toronto and the GTA skewing the numbers and if the smaller mid range communities will suffer a smaller price correction.Im looking in the Ktchener/Waterloo area and wonder if prices are too high right now?

@Bob BarrieI feel your pain,,, I am in New York and I'm going through the same problem.... we were in the middle of the eviction (holdover) prosses when the Governor put a pause on evictions........

This past week the FED indicated a pause in their historically paced rate tightening cycle. 

I'm on pause for any additional investing until this issue settles out or becomes clearer on either side. 

We used to get the meter installed right after close until they paused the program.

There are many strategies to use.I would counsel you to pause before you move away from an incredibly lucrative growth area like Tampa to head north where your demographics, infrastructure, target market density and appreciation prospects are compromised.

SFH tough and on pause for me.