Think self employed productive individual that is responsible and has cashflow but is not what the banks call a qualified borrower.  

Add:  Verify employement and last landlord

Since I am targeting the corporate crowd (and relocators), I've talked to some of the major employers in the area to understand what their needs are.

Good evening BP users, I have a underwriters employment question.

Sure.Here's how I would put it together if we're claiming primary residence..... get a very well drawn out letter of explanation probably involving her office or location of work being near the subject property and have the employer document the request to be closer to work so the story flows and is plausible in the mind of an UW.Now if you're going to put down 10% anyway you could just structure it as a second home purchase as second homes can be purchased with as low as 10% down up to a max of 417k loan amount in most parts of the country and especially so in Los angeles, Orange county, San Bernardino, and Riverside, and Ventura counties surrounding you.

I'll do my best to keep it concise and interesting :)About me: - Interest in real estate started while in college (Rich Dad Poor Dad)- Worked in sales and management after graduating- Built a real estate investment portfolio part time while working full time- Quit my W-2 job after 3 years and went full time self employed- Started and sold a successful ECommerce business (Still partial ownership, but silent partner.  4-hour work week anyone?

I've been able to employ some of the multifamily and SFR strategies investors mentioned on the podcast into deals I work on as a commercial agent.

@Kay KeovongphetFor the profit sharing potion (employer contribution portion) of the plan that following may apply if your employer allows for it: The Employer Contributions being withdrawn have been accumulated in the PSP Plan for at least 2 years.For salary deferrals (employee contributions) Any employee contribution (including any earnings on such amounts) may not be distributed prior to the the Participant’s severance from employment, death, or disability.

I had that freedom before the financial crisis as I was self employed making great money, no boss or schedule.

Most conservative folks would say more than a year but there can always be circumstances where less may be acceptable or more required.You're absolutely right about the enormous tax bill generated by ordinary income coupled with self-employment tax, and HCA surcharge.