Full disclosure is always the easiest way to go about it in my opinion. 

Nobody wants to be stuck with a half-built vacation rental castle

The easiest option would be to refinance it.

There's oddly a lot of This is very true, with this large amount of capital, need to think big like NFL player level.I read financial proforma of class B hotel in Maui, it's pretty darn good, in fact it's perhaps the top ten best performing hotel in US in term of vacancy and RevPAR.STR and stuff like that is more for small investor like us with half to 1 mil buying power, but when it is above 5% you really need to talk to some serious developer/realtor in the island and understand the business.If I have that size of capital I would import contractor from California to finish my project in Kukio LOL Currently in kona there're only few new construction that can still being built, I guess it is selling for 1.5mil and above.

help ideals. the property is about 3000 soft the front side is currently done the back half is still a work in progress 

Revenue - expenses = profitYou would have to divide the expenses in half because you will be living on one side. 

We offered a little less than half of the deal that fell through and about 25% of the original asking price.

IE they have warehouse lines with either investment houses in New York or large banks and as such there are underlying rules for them to follow.PML or HML who has private investors in their fund or brokers for them will have a different set of underwriting rules that maybe tougher or easier depends on the company.you meet individual lenders private folks who do not advertise or hold themselves out as a lender at REIA meetings and networking.When i used to speak at these events first thing I would do is ask the audience who if the room is a private lender usually half the audience raised their hands..

The easiest part of managing a vacation rental is advertising.

If you're not familiar with it, search Bigger Pockets, there's ton of information.Second, the easiest thing to do is this.