The defense against not having a clearing arrangement is typically the buyback period for failure to deliver the require documents within a set period of time.  

Delivered after closing.)"

Never promise anything you cannot deliver yourself, such as a loan.You might find Ward Hanigan's Foreclosure Forum site useful. 

Find out when the mailman delivers and have someone check the mailbox around that time...unless it has a "vacant" card in it.  

The "rep" (joker broker, one who can't deliver what's promised) that brought her the deal couldn't deliver the seller.  

So you have your favorites to recommend that you know will deliver.  

Here's the rate sheet associated with a lender that can reliably deliver on the time-frame specified in the contract, here are fannie mae's loan level pricing adjustments, here's your fico score,  here's your down payment, here's how you price out your own mortgage, so boom here's your rate at no points with a slight lender credit, and we're done.

Sam - Director of Business Development Asset Acquisition Manager Definition: The Asset Acquisition Manager's primary role will be to build a pipeline and business network to deliver sustainable assets to the White House Rentals Portfolio.

These guys have a hundred transactions under their belt, they know who consistently delivers what they claim, reliably and on time, and who promises the world but fails to deliver.

I always aim to over deliver.