Option one is to buy a pretty cheap little place (using either an 80-10-10 mortgage/HELOC or 80-20 with some help from family) now while rates are still relatively low and housing prices in the Bend area have seemed to have tapered off a bit.

I also own a 20 unit in South Bend, Indiana that I have property manage take care off.

I'm looking in the Northwest Indiana areas (South Bend, Michigan City,  and La Porte mostly). 

Oh I know but Peak bend you over and rape you in year 3 and all the other cheap money is on deals they have added the points into buy price.

All of my deals are below 70%, a couple are below 50%, but I do come close to the mark sometimes if it really intrigues me.the seller is not in the driver's seat on this deal, and you will only hurt yourself by bending to their demands. 

I had to make several assumptions based on available data. https://www2.colliers.com/en/research/houston/q2-2020-fort-bend.

I lived in Sisters and Bend, so I've driven through Mill City hundreds of times.

Home prices are having this weird micro variation in like kind; I see luxury doing awesome, luxury descending, median doing great, median contracting, about the only generalized stability is "affordable" housing which let's be real, what's now in the bucket for "affordable" is rather mind bending some days isn't it, "affordable" housing is in epic short supply and monumental demand, with inputs making such all but impossible to fulfill in any meaningful volume. 

I am currently searching for my next multi-family in the Clark Summit, Scranton or Great Bend PA area. 

I'm not saying that agents should bend over backwards to work for free, but doing basic things like answering a phone call or responding to an email/text in a timely fashion seems to escape a lot of agents.No agent should work for free or just give things away with no hopes of that client actually doing a deal, but if you do agree to help or work with someone, then do it.