That value hasn't been realized, unless you refinance, or get secondary loans, and doesn't guarantee future value.Also burns me up when they pass a bill and say they know it is unconstitutional, but they'll let the courts sort it out.

The worst market if you want a good rent to value ratio.

The paperwork sort of selling yourself is the VERY EASIEST part.

I don't know if today's climate of the city recognizing a need for more housing might make some sort of small difference (something you'd have to discuss with them) but, other than that, this is an accident waiting to happen.

They will have all sorts of resources to help you. 

What sort of problems have you run into with assistance programs?

Check with a couple lenders that do these sort of loans.

We NEVER go for land than DD to sort if it will work, that would waste monumental amounts of time. 

Zoning ordinances, building codes, and ADU rules are all hyper local, so I would suggest you get an architect involved to help sort through everything.

They are some sort of bot that positively talks about a product, seminar, or guru after negative criticism has been given.