I am not an accountant, so consult with a qualified tax person. 

They’re easier to qualify for and will allow you to bypass personal income/asset tests.Let me know if you have any specific questions about Montgomery—I’d be happy to help.

So, unless there is a history of STR income (usually at least 12 months), most guidelines won't allow STR income to qualify. 

Do they qualify for a DSCR loan with estimated market rents (use long term average rents, not suped up STR or MTR rental income to be safe).

I did have an interesting conversation with their "director of education" who spends an hour to see if potential students have what it takes to qualify for their limited number of coaching slots...in less than a half hour he decided I wasnt a good fit for their program, and hung up on me :-) My non proprietary "secret" is; think about who the buyer is, figure out what they want and give it to them.

Generally, your home sale qualifies for the maximum exclusion, if all of the following conditions are true.....

Since they are asset-based lenders, they will qualify you for a loan based on the property's projected revenue.

You should be able to finance this on a commercial loan with no seasoning or personal income required to qualify.

Step 2  is that each tenant qualifies for a Maximum rent that is based on family size and Income.

If you live in the property for at least two years before selling, you might qualify for the capital gains tax exemption under Section 121, allowing you to exclude up to $250,000 ($500,000 if married filing jointly) of the gain.