Taken from previous replies, the first step said perfectly by @Jon Martin is setting up your property to avoid issues in the first place is crucial.

I see FF to be very mixed on bookings compared to actively getting them.

Your CPA's assertion that the insurance proceeds won't be taxable if reinvested entirely into the property is accurate; however, it's crucial to address the issue of depreciation and potential partial disposition separately.A partial disposition allows for the recognition of a loss upon the disposition of a portion of a property.

As a note, I am active duty military, scheduled to deploy sometime next year, and I have plans to rent out the unit I am staying in once that time comes around. 

💪👊I'm an active duty AF, about to retire as well in the next few months, any advice on transitioning?

I have been wondering this as well.So many insurance companies have substantially increased their rates or quit insuring in FL altogether.The increased Hurricane activity is just going to make this worse.My next STR was going to be a beach house, but I am rethinking that. 

Either be active in management or hire a reputable PM who can satisfy this role.

I am actively looking to buy a lake front property in Hiawassee, GA area.

We renovated most of the house over the last 6 months and just made it active on Airbnb April 2024.

A "good lender" doesn't have to do illegal activity to assure a deal will close and an agent has no right to the kind of information that would make identity theft possible.