I get where your coming from but the point of an LLC is that it keeps the asset protected from all others so in a sense the holding company is just a formality for tax purposes since an s-corp would be attached.If you do a separate llc for each property without a holding company then you would have to make a separate s corp for each property which wouldn't make sense as that defeats the purpose of the s-corp thus the reason for the holding company.

That defeats the whole point.

Commingling personal expenses totally defeats the purpose. 

I've talked to a couple banks and most wont lend to an LLC because it's too risky.I do know that many people will purchase a property and then trasnfer title, but this would defeat the purpose because evertyhing is still in your name financially. 

But I will not admit defeat!)

I hope this post provides insight into the self-defeating reality of investing in low-cost locations with static or declining populations.

<<==>>“You will face many defeats in your life, but never let yourself be defeated." ~ Maya Angelou

I have 130k in two houses and having over 4 houses I am struggling to find anyone/any way that will allow me to tap this equity easily without being supper expensive and defeating the purpose. 

I assume you would only spot check the work since it would kind of defeat the purpose of having her stuff them if you took everyone out to look at

If you have a defeated perspective youre done.