I'd be careful - this kind of thing can put you at risk if you are wrong.A more effective way to do this that might contribute value to the world in some way would be to put together a reasonable, rational, and professional post, asking for feedback, and inviting the person you are accusing or highlighting of wrongdoing to respond. 

But since that's where most of the questions come on BP, it's relevant to note and move on to brokerage models.You generally have four kinds of models.

I think the advice you have given is the kind of guidance I've been looking for.

Plans can always change, but having that kind of flexibility is key.

I think having some kind of a view is crucial.

Kind of a misnomer since you aren't really "refinancing" any previous loan, but new debt on a previously owned property that was owned free and clear will still have "refinance" terminology label.Correct on not needing to see a history of rental income - just forward-looking, there will be some variance among lenders and situations though whether the refinance can occur only after the lease has begun or if they will allow the refinance with just a signed agreement but not yet commenced (i.e. if the tenant signed an agreement today 9/10/2024 for a lease starting 10/1/2024)

with my agent, knowing the numbers, and finding the correct kind of distressed situation.

So would appreciate any kind of thoughts

Yardi Voyager offers it and since it is commercial properties, Yardi kind of taken this market.

The operator was not willing to give up that kind of control.