This is all based on my subjective experience and intuition, but the biggest questions I asked myself in deciding how wise it was to take on more debt when I already have debt were: 1).

Intuitively, I kinda expected term and invest the difference to come out ahead (I would have still been OK allocating part of my money to whole life premiums), especially since the cost per $1,000 rises over time in whole life and universal life.

@Katie Willcox I've noticed in my business if the application is easy, intuitive and user friendly people are much more likely to take the time to fill it out.

I pay attention to the red flags and to my intuition.

Obviously this is a floating generalization but also highly counter intuitive for the normal residential investor.

I work at Intuit.

Very intuitive and well designed compared to other popular dialers out there like Call Tools and what not.

Fyi I can't stand Pipedrive and found Insightly to be more intuitive and best of all they provided a 2 user license for $0.00 per month

Trust your gut and intuition...if it feels like a dog & pony show with a lot of flash & money & sales pressure...it's most likely just that - a dog & pony show. 

My political intuition tells me that Oklahoma and New York probably have some key differences when it comes to how their real estate laws, transactions, and operations play out during the sales process.