Super kind words Mark, respect.

I'm going to say that I dont think $15k in cash is going to be enough to get you started, so you may have to be creative in that respect to have more available cash on hand, but the lender can give you those details.

If you are just getting started go interview with some Brokers in Charge with some of the well respected agencies in your area.

And important that you gain their trust and respect during this time.THE FOURTH MONTH - THE COMFORT PHASE:The Fourth Month through the first year is THE COMFORT PHASE: the tenant becomes accustomed to your rules and is starting to feel comfortable.

There is also a possibility of you and your husband treating your respective losses differently and applying them in different years.

Respectfully,Steve and Jessica

Shiloh, lots of similarities in our respective stories regarding our wives. 

I just wanted to not sit on the bench and not take action but I'm learning a lot.Delmas, respect brother. 

Usually it's easier to qualify for a loan than it is to amass a downpayment so you're a step a head in that respect. 

Cap Rate: Looks respectful but some one here will brag it is not highCash Flow: + goodness directionI will check with Association looking at lawsuits, restrictions and income statement that show they will allow you to rent to others.