The landlord, whom must now shelter these pieces of human garbage, and endanger their other law-abiding tenants and their families by putting these felons in their midst. 

You all have bought into all these real estate programs to the point where you have totally lost your humanity. 

I imagine most folks buying Heroin enjoy the relationship with their drug dealer, no?

You can buy it new or go to a Construction Junction or Habitat for Humanity Restore and look for vintage cabinet/drawer hardware.

I don't care about a lower interest rate or the extra $25 a month the tenant pays on my mortgage; the ability to walk into a bank and talk to a human being when you're having an issue is more than worth it. 

My experience of human nature is that if he already has the money, he's less likely to be concerned about his performance and if we're happy with him or not, etc.Another option is to wait until the summer months where the service calls are 3x/month, and then let the vendor opt to take the $550 average per month - that way we have the leverage if he decides to quit early or if we're not happy with the work - if anything, we would owe him money instead of him owing us service.So one factor is who has the leverage.The other factor is if there's a benefit to having the monthly costs consistent every month - does this matter to you as an owner / property manager?

They are human and capable of error. 

Your state probably requires a dealers license at some point.

I had a car dealer tell me a while back they used FICO 10 and that it was optimized for car loans... hmmm... wonder if that was bs.

I buy good, used reconditioned appliances from the Habitat for Humanity and they've never sold me a lemon.