If you come across a better opportunity here in AZ where if you can take your 1M and turn it in to 1.2-1.3M ( maybe a value add deal) sell the house, take the equity and use it to get a bigger return.

Secondly, I think by posting on here you are taking steps in the right direction!

Is your $$$/mo CF a true CF, or is that your net right now without any maintenance coming up?

The PNW is a great market with tons of opportunities!

The big difference is DSCR loans are higher interest rates.

Congratulations on the duplex. 

.: Hello,Did anyone received post closing audit from mortgage company.

Generally if your property was under your personal name, most financial institutions would go up to 80% Combined Loan to Value (CLTV), but because of COVID 19.

Assuming you are both working and the rentals are long-term, rental losses up to $25,000 can offset W-2 income if your MAGI is under $150,000, with excess losses carried forward.This post does not create a CPA-Client relationship.

@Annie DriscollSubsequent borrowing by the AITD holder seems to be dependent on the lender.