However, I am not transitioning to Baselane to streamline each property's expenses.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

Constantly evicting people is expensive for a variety of reason and sinks profit.

In your case that would be $2825/year or about $235/month.If your place is not fully rehabbed, you have nothing budgeted for capital expenses.

You'd analyze it as a "cash purchase" and add a special expense category for your principal & interest payment.  

Whenever you are spending a dollar from the business, you should be saying to yourself "In what way does this expense return more than I spent?"

Use an operating account for income and expenses, a reserve account for maintenance and taxes, and a high-yield savings account (HYSA) like Capital One's 4% APY for idle funds awaiting reinvestment.

Can work well for less expensive properties, depending on your long term goals.

No real need for anything super expensive.

These strategies reduce living expenses, offer easier financing options, and are ideal for college towns, urban centers, or large employers.