Quote from @Armando Carrera: What ever happened to dropping interest rates?

Unless its changed since Ive looked last year Town of Catskill doesn't have restrictions.

I also recommend reading Scott Trench's Set For Life as that book changed the trajectory of my life.

If you’ve considered a cost seg study in the past but they were too expensive, times have changed and the fees have gone down significantly.

Both on one loan may save you a bit up front in costs, but it'll make it more complicated if you ever decide to keep one and sell one.

If you're going to make a lot of changes, I recommend consulting an attorney to ensure you're updated on the laws.

With actual cash, you just transfer it. yes, but you can still bid with lender approval - without appraisal contingency - you send in deal (app), it gets approved by lender its functionally the same as cash (except in true lightning speed situations where there is a quick auction with little time to prep but thats generally pretty rare I'd think)Right, but that's not cash or functionally the same as cash because the lender can change the terms at the last minute, as often happens with less experienced hard money lenders.

He's one of the most efficient, effective & solution-oriented experts I've ever worked with.

I know this is hindsight but when ever you lend money you should get a Lenders title policy and give escrow instructions to the title company that your loan is to be in first position.

Hi all, I've been housing hacking a duplex since 2021 and due to some life changes will be relocating out of state.