I have mlo in Oregon and it’s the division of consumer finance and corporate securities. ca probably has a version of thathowever I did all my loans with my ca brokers license  

Where are getting that consumers pay three times as much in commissions as other developed countries?

There is an inherent difference between people who expect, and people who appreciate.On the flip side, there are only so many hours in a day, and when someone constantly asking for advice becomes so time consuming that it takes away from my own business activities, then I think it's quite reasonable to expect that I be compensated for my time. 

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.

I want to preface this by saying I'm an absolute newbie when it comes to real estate investing, but the more books and resources I consume, the more I find myself gravitating towards commercial real estate, specifically hotels!

2- if there is a “problem” Will the “solution” discussed solve it in a cost effective, consumer accepted way?

The bottom line is this: Concealment is not asset protection, proper (time consuming and expensive, I know) management, and good, prudent, practices (ditto), WHICH ARE ADHERED TO, and insurance (expensive), are needed for asset protection.

If you did and had problems leave them a review with the Better Business Bureau, here and also contact the FTC Consumer Protection division.

remember, these are NOT conforming loans, so all the consumer protections one might be used to having aren't there.

I’ve been manually scouring Zillow/MLS for deals, but it’s time-consuming, and I’d love to streamline this.2.Has anyone experimented with using machine learning models (like classifiers or regression models) to rate properties based on their condition from MLS listing photos?