Insurance is confusing as there are so many variables and decisions contingent on an investors risk tolerance, portfolio and market location.I urge anyone to ask their agent how their policy will reach to some of these claim examples because all policies are not uniform in coverage and all state insurance laws are not the same.Based on all of the above comments, keep these items in mind;- Some insurance policies will have a Coinsurance clause, which will penalize you for insuring for less than the Replacement Cost. 

Just because we have a common uniform instrument in GSE's documents doesn't mean all loans use those nor does it mean all transaction types warrant those.  

Are there no uniform rules across the industry?  

Barring an unexpected Kasich veto the foreclosure process in Ohio is about to change.Here are a few highlights of the bill: Creates an expedited foreclosure process for vacant and abandoned properties.Adopts the Uniform Law Commission language concerning standing and the ability to sue for foreclosure when the note is lost or destroyed.Establishes that a person is guilty of criminal mischief if he knowingly causes damage to the residential property after being served with a complaint in foreclosure.Modifies how taxes will be prorated in foreclosure cases.Allows, after court approval, the use of private selling officers in foreclosure actions.

Ryan,Big Timbers fan here, and we sure loved having you in the uniform a couple years ago... we haven't been able to score goals the way we did with you up top in a while.

The lease option strategy is fairly uniform in application but complicated when you consider the details. 

Ethics are not legislated in many cases but imposed under our legal system under concepts of common and uniform law. 

This case is concerned with equipment leases, personal property not real property under Uniform Lawhttp://www.irs.gov/irb/2014-8_IRB/ar04.html Covers partnership liability with respect to disguised sales, you can also see the interpretation and reasoning as applicable to any buyer/entity. http://www.ccim.com/cire-magazine/articles/lease-o...Brian, IMO, 1 & 2 above are not applicable, this is a Master Lease of an apartment complex, there is no fair market rent that a Realtor (generally) can identify, there is no "market". #3.

@Lorraine Hadden In 2006, the Louisiana Legislature passed Act 333 which provides that real estate licensees in the State of Louisiana shall use the Statewide Purchase Agreement Form prescribed by the Louisiana Real Estate Commission in making their offer to purchase or sell residential real property.The purpose of the law was to assist real estate licensees, many of whom now have clientele statewide, with a uniform starting contract to begin their negotiations.

Because FHA automatically records the lien amount as $625,500, which is the national (uniform) maximum loan amount for FHA HECMs [home equity conversion mortgage].