Some people have a 514 FICO simply because they made the mistake of getting sick or injured in America and didn't budget for the medical bill payments - I don't feel that this should shut the door to homeownership to them.Angel Oak's stuff gets a lot of attention, but very very few people actually meet their criteria.

I don't see any way that posting actual peer reviewed medical studies showing that pit bulls kill more and seriously injure more people than all other breeds combined, is childish.   

Not to mention the fact that the dog might get loose and run into the road, or get injured somehow.

I am not heartless either, injured and abused animals always pull at my heart strings.

That is very, very low if your tenants are injured and they are holding you responsible for their health costs.Minimum of $1M for liability, $2M if you can afford the cost.

The last thing you want is for a wind storm to blow the home over after you've done the work, injure some tenants, and then your insurance company leaving you with the bill.  

So, the injured party sues the landlord as well as the dog owner.

Nothing to do with ethical or politically correct reasons.2 contractors, both same years in industries and both have identical knowledge and skills.One has one leg the other 2.I am hiring the one with 2 legs, because he will probably be faster, less likely to get injured on the job, etc. etc.These are just facts.

This plan was for a perfect world, but last year I had a car accident in which I injured my spinal cord and left me in a wheelchair.

I know I've only done 1 house but I'm fortunate nobody filed a mechanic lien or got injured.