With that comes different exposures and risks that they need to properly rate for.

The spread between what they're paying and what the market rate indicates is not that much.

 @Jessica Frisk I would not be keen on the 15-yr fixed rate mortgage if that makes you cash flow negative.

The interest rate and down payment requirement are lower than if it were considered a second home or investment property. 

Most, if not all screening tools do not include a comprehensive rental screening with a renters prior rental rating like Mayistay. 

It is confusing why the cashflow dropped.

Available terms, interest rates, overall goals should determine how much you want to finance on properties. 

The tenant was in the building when I bought it (I've owned the building for 2 months) and he claims to have an insurance policy covering them.My insurance company is saying they'll drop my policy on the building if the pitbulls are there even with the tenant's insurance policy.The dogs are very sweet but the tenant lets them run free and they often go into the neighboring property, resulting in 4 malicious animal violations from animal control in the past year.Any thoughts on how I should handle?  

The real estate market has shifted dramatically in recent years rising interest rates, evolving buyer and seller expectations, and fluctuating property values are keeping all of us on our toes.

However, I’ve been hesitant due to challenges like remote management, high interest rates, and low cash flow.