I typically only run numbers based on concrete things that I know of right now.

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Hi Amit I intentionally chose to ignore vendors that were not transparent with their pricing, since those typically fall into enterprise grade solutions that were outside of the scope of this analysis.

Today, there are about 1.5 months of inventory for our target property segment.There is a typical seasonal increase in inventory, but it remains a strong seller's market.

I typically earn about $300/mo by sweeping cash against debt.I use a desktop based QB that was purchased a decade ago and has no monthly subscription fee.I find that data is mainly helpful in overcoming "expectation bias" which is the human affliction that causes us to assume our favorite properties are the best performing properties.

A SSN is typically issued with “permanent residence” (green card) meaning the person becomes legally allowed to live and work in the US.

Hard money is typically all about the deal, so if you're bringing in 20% for purchase and covering rehab, you’ll need to assess if the deal can still make sense after those upfront costs.One potential workaround is to look for lenders who might offer 100% rehab financing based on the ARV, or you could consider bringing in a partner to cover some of that 20%. 

that is very, very expensive money. the best use of a HELOC is typically for something short term. 

There are a decent number of VTB's in Winnipeg but it is typically for very cheap properties and/or properties that won't sell. 99% of agents have no clue what they are or how to negotiate the terms of a VTB.Most sellers need the cash for either there next home or retirement so your best chance of finding seller financing options are for buying properties already owned by investors

Also, this depends on the points.UW/processing/lender fees are typically around $2k per loan (DSCR), give or take.