That way if someone successfully sues you for an incident at one LLC, the others are not under threat as well. 

I'm not a lawyer but I can play one on TV and what I would tell you in episode 2 is you'll get sued if there's an incident and someone gets hurt.

The latest incident was the neighbor dug through his trash, found a few bags that weren't tied all the way and reported him to the city.

PM should have done so immediately on notification of the incident, before any cover-up is attempted.Do you need to replace it?

I dont mean to scare you , like i said as far as i know that was a pretty isolated incident ..

You can't tell me the system is flawed and its not by incident. 

I'm as curious as the rest of the gang to know how are you liable in this incident?

He told the neighbor next door, the new neighbor called me, said he would talk to the stump grinder but the stump grinder probably doesn't have insurance and might not have the means to fix the issue.Would love to clean some wisdom of how to go about this from those who have had similar incidents.

Also, that may cause problems for the insurance company if they know or find out about the egress issue after an incident.

I was speaking with an insurance agent recently, and they have seen coverage denied because the policy only covered weekly rentals on an incident with a 3-day weekend rental.