I use quickbooks online (I bet all the quickbooks softwarewill do it) You send them An invoice in there email , they can pay by check online, totally free for the check online but if  you forget to uncheck the box to allow credit card charges, then they will have the option of paying by credit card (3%fee deducted for you)Thier check paid online through quickbooks takes over a week to fund , that’s the only downside 

To maximize your interest rate and loan to value, you're going to have to get your score up.Here's what I would recommend.Pay the cards down significantly with the HELOC. 

We posted bandit signs, put business cards around places, and marketed on FB.

But, if audited, it will be very difficult to defend.The correct procedure is to get the contractor's SSN (have him complete Form W9 and verify against his SS card) and warn him that he will have to pay taxes on everything he was paid in 2018, including cash already paid to him.

 (2) A HELOC is more like a credit card that is secured by the property, in that we can take a draw and pay it back and then take another draw, and pay it back.  

There's a Millionaire Real Estate Investor book, too.And create a database now -- whether it's index cards in a box, a free CRM, or a paid one, it will pay to have a database with systematic follow-up scheduled for you.My focus right now is systematizing my Met Database (and adding another 250 Mets this year), and systematically contacting a running list of 100 local FSBOs. 

I have an impressive book of very old baseball cards that I held on to all my life.

What type of debt is the $24k if it is credit card debt pay that off before you do investing of any kind because the interest you will save will be the safest and highest and best use of your money over any investment.

I would surely use this towards buying a deal if I needed to and handle emergencies with a credit card if necessary.

If you can, put the remainder of the renovations on a smaller personal loan/ zero interest credit card/ etc.