She owes $119,000 on the mortgage and is asking $149,000. 1 house on her street almost identical layout sold for 142,000 in 2021.

The owner's identity and whereabouts are irrelevant if you elected to use the SDAT process.

I know you specified they want to be listed as beneficiaries but I wanted to clarify,They're not asking to be insured with your policy for things like errors and omissions, crime, theft, liabilities etc right?  

And current zoning is for single family and two family.5- all buildings and units are exactly the same. identical inside and outside6- this development will have four buildings, 8 units.7- 8- building duplexes and keeping them as long term rentals9- I live right down the road, and any work I’m not doing myself I manage remotely or on site10- I would say the area is A-/B+   Nice area, nice school district11- these towne homes are in an older, but still nice neighborhood, I wouldn’t say it’s gentrification, but just a cherry on top of an already nice neighborhood12- all utilities are underground, you can see in my IG feed, @awtreyrealestate, and I am the sole owner of all the lots and buildings so I basically am the HOA, responsible for streets and such 

The total purchase price is $269,000 of a Two Bedroom-Two Bath with a full basement identical to the one we already own.

Find something you really enjoy and tie your identity to the process rather than the results. 

IF you used a standard contract it should look something like this (if not identical)http://ctitle.com/wp-content/uploads/2014/12/Selle...

Signer ensures both Non-Repudiation of Origin (NRO) and Non-Repudiation of Emission (NRE), which provides proof of both the identity of the sender, as well as evidence of them sending specific content in messages .Whether or not this will affect how the US courts accept e-signatures remains to be seen.

In all the time they've been there, has any investment been made into their units, and are they identical to the higher market rent apartments? 

The purpose of hiring an unrelated party like an attorney or a CPA is to hide your identity.